Handling Allstate Auto Accident Claims in Alabama

Alabama drivers have a significant chance of being involved in a car wreck during their lifetimes. According to some research, the percentage chances of being involved in an accident during your life are over forty percent (40%). In a recent year, there was a car crash every 3 minutes and not all of these crashes involved two or more vehicles. Some car accidents involved fixed objects, single car accidents where a vehicle left the roadway, pedestrians being struck while walking in the roadway and cars or trucks hitting animals in the roadway. 957 accidents involved bicycle riders in the roadway. An injury caused by a car accident can wreak havoc on you and your family even if the accident was minor. Dealing with insurance companies alone can cause an incredible amount of stress on your life and most often, this stress is on top of trying to recover from physical injuries stemming from the accident itself.

If you or a family member has been involved in a car accident due to the neglect or carelessness of another driver, filing an insurance claim with Allstate Insurance Company can be intimidating and frustrating. The process may not be as straightforward as you think. Unfortunately, Allstate Insurance Company, like most insurance companies, is concerned with its own financial bottom line, not ensuring you are compensated for your injuries and losses. Allstate is concerned with its profit not your recovery. How will this impact you and your claim? It’s simple. If Allstate is the insurance company for the at-fault driver, its goal is to pay you as little as possible in exchange for getting a signed settlement and release agreement from you, the injured victim.

Don’t let BIG INSURANCE, like Allstate Insurance Company, take advantage of you. Remember, they are not on your side. They do not work for you. They will lowball you and try to pay you as little as possible for your injuries and damages. Let the skilled Allstate auto accident claims attorneys at Hollis, Wright & Clay, P.C. manage the automobile insurance claim and negotiations while you heal from your injuries. Call us for a free and confidential consultation. You can reach us here online or at 844.LAW.TALK or 205.324.3600.

Allstate Auto Insurance Claims

Founded in 1931, Allstate Insurance is one of the largest insurance companies for vehicles in America and insures some 16 million customers. The company has been in business for nearly 100 years and has grown into a national company that uses a marketing slogan claiming that its insureds are “in good hands” if they have Allstate Insurance. While it is certainly debatable whether even people having Allstate insurance “are in good hands,” if you’ve been injured in a car accident by a driver covered by Allstate, you will not be in good hands if you attempt to take on Allstate without legal counsel. Allstate has proven itself to be one of the most difficult and unreasonable automobile insurance companies to deal with when it comes to pursuing a car accident claim against an insured of Allstate.

Challenges With Allstate Claims

As Allstate claims some 10% of the insurance market share, the company is a formidable financial force backed by its own attorneys and staff. What hurdles might you and your attorney face during a claim against Allstate Insurance Company?

  • Allstate Insurance Company has its own financial obligations to meet. Large companies have their own operating expenses and do not want to pay you any more than they must for your injuries and loss. The less they pay you, the more they have for their own expenses.
  • Allstate is backed by significant resources. The resources a large company has access to can and will be used to fight paying you what you deserve, so that they have more money in their pockets.
  • Allstate representatives have ample experience in car accident claims. The adjusters at Allstate are trained well and know how to offer you the lowest possible amount while fulfilling their obligation to pay for your damages. You need an attorney on your side to stand up for you and insist they pay you what you deserve.
How Will Our Attorneys Work to Get You What You Deserve?

The Alabama Allstate auto accident claims attorneys at Hollis, Wright & Clay, P.C. will stand up for you against Allstate insurance adjusters and work to get you an amount you deserve to compensate for lost wages, medical bills, emotional distress, permanent injury and more. Some of the steps we will take to fight for you are:

  • Investigate the Incident. Our lawyers and staff will thoroughly and completely investigate your accident and injury. We will inspect and photograph the accident scene, interview third-party witnesses, gather and evaluate police reports, hire experts to reconstruct the incident, if necessary, and take any other necessary steps that will help prove that the accident was the other driver’s fault.
  • Evaluate your losses. We will review all aspects of the losses you incur, including medical records and physical injury reports. Allstate may be responsible to compensate you for medical expenses, property damage, future medical costs, lost income, and other injury-related consequences. We will review every possible aspect of the losses you incurred or may incur in the future.
  • Analyze the Allstate Policy in Question. With our extensive experience handling and communicating with insurance companies, we will examine the policy limits, terms, conditions and exclusions to ensure we can recover money damages from Allstate. The extent to which the at-fault driver has insurance is a critical factor in our ability to recover for our clients. Many drivers only have the Alabama minimum limits of $25,000. Depending on how badly you are hurt, it may be tough to recover a fair and reasonable amount from Allstate. This is where your own automobile insurance coverage is so important because if you have underinsured motorist coverage, it will be an additional avenue of recovery if the at-fault driver’s coverage with Allstate is not sufficient.
  • Claim assembly and submission. Our team will draft and submit the claim under the Allstate policy. Our Allstate Insurance auto claims attorneys at Hollis, Wright & Clay, P.C. will put together a claim or demand package that meets all of Allstate’s requirements, so as not to incur any hurdles due to technicalities.
  • Claim Advocacy. Our attorneys understand Allstate’s requirements and what the claims adjusters are looking for when assessing a demand or claims package. We will advocate for you to ensure your claim receives prompt attention and is taken seriously. We will communicate with the Allstate adjuster so you don’t have to deal with them and be concerned about them taking advantage of you or subjecting you to coercive insurance tactics.
  • Settlement Negotiation. Our attorneys have decades of experience in negotiating large settlements with major insurance companies, including Allstate. We know how to pursue settlement discussions that will produce the best possible outcome. However, if Allstate refuses to negotiate in good faith or offer reasonable money, then we have vast experience filing lawsuits against Allstate’s insureds and taking cases to trial, if necessary.
  • Denied or Disputed Claims. Our attorneys are seasoned trial lawyers who are not afraid to take a case to court if the need arises and an agreement cannot be reached. There are times when going to trial is necessary. Our team of attorneys has secured some of the largest verdicts in Alabama in automobile accident claims. For more information about the success our attorneys have achieved in the courtroom, please review our Verdicts and Settlements page.
Alabama Allstate Auto Claims Attorneys Here for You

Don’t take on a huge insurance company like Allstate by yourself. Know that the Allstate claims adjuster is not on your side and is not invested in your best interest. The adjuster is out to ensure Allstate spends as little money as possible to save money for the company. Let the Alabama Allstate Insurance auto claims attorneys at Hollis, Wright & Clay, P.C. manage your claim and the insurance company while you recover from your accident. Let us get you the largest possible monetary settlement. Contact us here or at 844.LAW.TALK or 205.324.3600 for a free and confidential consultation with one of our attorneys. All cases are handled on a contingency fee basis, which means we don’t get paid unless we recover money for you.

Client Reviews
"I, along with dad and family, want to thank your law firm for all that you did for us in representing my dad in his case. We were very satisfied with the settlement and the overall efforts by your firm. We also think that you and your staff made the process seem calm and smooth, yet professional. We could not have asked for a better attorney -- we would recommend you and your firm to anyone needing your expertise. Thanks so much for everything!!!" D. Hayes and C. Griffin, Clay County, AL
"Mr. Clay, I want to express my gratitude to you for agreeing to take my case. I know that I contacted your law firm with a fast approaching statute of limitations and some really significant challenges in proving my case. Thanks for the time, work, research and energy that you put into my case and for helping achieve a successful outcome. Peace and blessings to you and your family." V. Daniel, Philadelphia, PA
"The team at Hollis Wright were there for my husband when no one else would take his case. Not only did he work hard and recover money that we were owed. Without the help of Hollis Wright, we couldn't have afforded the care my husband needed and I would have lost him much sooner. We'll always consider you a part of the family." Donna B. Jemison, AL