Handling State Farm Auto Accident Claims in Alabama

Having a car accident is one of the most stressful events that can occur in a person's lifetime. And according to statistics, in a recent year, 986 people were killed in 887 fatal crashes. There was a car accident every 8 hours and 53 minutes. Car insurance is required in Alabama, as is it in most states in the U.S. Full coverage in Alabama is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage. However, some 19.5% of citizens in Alabama are still without insurance.

After a car accident, you will likely incur medical bills, lost wages, emotional distress, and more. Should the at-fault driver have State Farm Insurance, be sure you have the Alabama State Farm Insurance auto accident claims attorneys at Hollis, Wright & Clay, P.C. on your side. Our seasoned attorneys handle insurance claims against State Farm on a daily basis and are well equipped to get you the maximum compensation for your injuries and damages caused by the automobile accident.

Don't let State Farm take advantage of you. Navigating insurance claims with a State Farm adjuster can be complicated, and you don't want to go at it alone. The State Farm adjusters undergo significant training and education in order to adjust and process automobile accident claims. The State Farm adjusters are not your friends, and the claims process is designed to pay you and your family as little as possible to settle your automobile accident claim. Contact us for a free and confidential consultation. You can reach us here online or at 844.LAW.TALK or 205.324.3600.

State Farm Insurance is the largest property, casualty, and auto insurance provider in the United States and was founded in 1992. The Alabama State Farm Insurance Auto Claims attorneys at Hollis Wright regularly handle claims involving State Farm Insurance. The insurance claims process begins when the insurance company assigns a claims adjuster to investigate the accident. Make note that the insurance adjuster works for the insurance company and will have a vested interest in offering you the lowest amount of money possible. More often than not, the insurance company will offer you much less than what you deserve after your car accident—much less than what you need for medical bills, lost wages, and more.

Statistics show that once you hire an attorney to handle your claim and represent your interest, the offer from State Farm almost always increases substantially. By hiring an attorney, State Farm realizes that you will not take a minimum or low-ball offer and are serious about being compensated for your injuries. Additionally, your attorney has tools that they can use to maximize your recovery, including the ability to take your case to trial should State Farm be unreasonable and/or unwilling to pay you just compensation for your injuries.

If the at-fault driver or you have State Farm Insurance, it is critically important to notify State Farm as soon as possible about the incident. Even if the at-fault party has not reported the accident to their State Farm Insurance Representative, the injured party can and should go ahead and do so. This will get the claims process started as soon as possible. However, it is best to contact an attorney as soon as possible after you have taken care of your medical needs. This allows the attorney to put State Farm on notice and handle the claim for you. After an automobile accident, be sure to: